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OxbowSoft Apps

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No login required. Just download and start using the debt payoff calculator right away.

Feedback is always welcome while we try and build out a best in class product. Thanks to all those who have already left replies!

Steps to becoming debt free:

Enter your debts

Enter your monthly payment budget

Choose a debt payoff strategy

 - Dave Ramsey's Debt Snowball (lowest balance first)

 - Debt Avalanche (highest rate first)

Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.

We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible. 

In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.

Keywords: debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans

Planner, tracker, and snowball loan calculator that helps you payoff debt faster

Debt Payoff Planner

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